On Startups and Acquisitions, our loan expert will assist you with the building of a Business Plan, Financial Projections and where to find the research material for your project.

You'll be provided a Project Plan detailing what we'll need from you.

In addition, we will work with you on a regular weekly basis reviewing the Project Plan and guiding you along the way.

 What will the loan process be like for me?
Our application simplifies the entire process. What's more, not only does it give you an excellent guideline of what we need to know, it provides you with invaluable information for the future. And if you have any questions or concerns, we are here to help.  Our loan experts will meet with you weekly to review the progress on your project to ensure meeting your timelines.

Length of the approval process
Depending upon the loan type, we can provide pre-qualification within 24 hours and provide a loan preapproval/committment in writing within five to ten days of submitting a complete loan application. Within 5 to 60 days after loan approval, you can expect to close your loan.

 Our Service
We're proud to offer service that exceeds the expectations and needs of our customers. We provide excellent service to our customers. And we hold true to our commitment to the entrepreneurial spirit and its desire to succeed. It's that philosophy that makes us the number one
choice of our clients.


                                      Client Testimonials

Greetings Mr. Steele:

My apologies in sending this letter a bit late. However, through this letter I want to recognize and acknowledge your assistance in our attempt to secure a SBA loan. We (Komal and I) truly appreciate your efforts in getting the SBA loan - for starting a SUBWAY restaurant.

We came to you with no prior business knowledge, and the complexity of being legal permanent residents (and not U.S. Citizens). You were very helpful in clearly identifying the challenges and the issues that we had to tackle first. Your approach to the entire process was very professional and helpful. Of special note is the help we received from Mr. Tom Moran. Being an owner of a Subway restaurant himself, Tom had good insight into the whole process of buying a Subway restaurant. He was very prompt, diligent and helpful. I am so impressed by you and Tom, that if I come across another opportunity to seek SBA financing, I'd again approach your company. 

Please accept our 'Thank You' for your hard work and support.

Ashish & Komal G.

Greetings Mr. Steele:

This letter is an attempt to show our appreciation for all that you have done for my wife and I in helping us to secure financing as well as working capital for our business; Subway #5498.

We came to you with less than perfect credit scores and no prior business knowledge, only some experience working at restaurants and the desire for something better. No client is too little or too large for you we found out. You were personal and professional at the same time, down to earth and presented things on our level. Not only did you secure financing for us, but you also gave us the tools for which to walk out the door and take ownership of our business. It was impressive how you seemed to know, personally, all of the contacts for which we needed to proceed with our venture. How great of a feeling to say, "Don Steele referred me to you."

All and all it was a wonderful experience and we cannot thank you enough. We work for ourselves and we have you to blame! And when it comes time for our next venture, you know who I'm calling?..

Derrick and Sarah P.

Dear Karen:

We had absolutely no clue how to go about obtianing a small business loan. Reading those testimonials about your group helped us to decide on you in the beginning. And, now we are some of those thankful clients ourselves! Our weekly conference calls and email contact provided us with such positive support and expert guidance that this entire experience was wonderfully uncomplicated. We always felt that we were in competent hands. Thank you so very much for being such a kind mentor. Best wishes to you.

Fondly,
Curt & Sarah

Dear Karen:

Thank you so much for all that you and your team did to help us through our business loan process. We sincerely appreciated all of your assistance on obtaining our loan approval for our very first business!

From our first phone conversation, it has been a great experience. Your knowledge of the business world is outstanding, while your demeanor and teaching skills are unparalleled. In particular, I found your financial recommendations to be invaluable. You challenged us to develop a more detailed business plan and, as a result, our SBA funding was approved quickly and without issue. We also ended up better-prepared and more confident of our startup plan.

It is also reassuring to know that we are able to contact you should we need further assistance.

Sincerely,
R. Lee and Janeen P.

Mr. Steele:

After 24 years in corporate life, our company was acquired and unfortunately 'down-sized.' I loved what I did, but was ready for something new. Today, I am happily on my way to creating and experiencing the 'Third Chapter' of my life: opening up the first learning center in our town! As a teacher first, and a publishing executive next,

This latest adventure will incorporate all I have learned, and enable me to give back to children. Working with Karen Steele-Householder was a joy! She does it all, professionally, calmly (and boy, did I need this!) and positively; she led me through each step (often more than once!) I am also pleased to say that I was able to save over $50,000 by exploring with Karen options not previously available.

If you want out of corporate life or a non-fulfilling job, if you want to be the navigator of your own ship, if you want to make a positive difference with the time you have left, then I say 'Jump!' and don't worry, Karen will provide the chute!

Christine L. Matta, M.Ed.
Former Director of Book Production and Manufacturing
Author: Common Sense of Bookmaking 101
New Franchise Owner! Huntington Learning Center

Don:

I'd like to thank you and your team for helping me with my business. Your expertise and professionalism not only helped me with my buisiness plan, but I also learned the necessary tools to ensure a successful business.

I also appreciate the timely response and organization that you and your staff had throughout the six months I have been dealing with you. Your follow up after the loan process is also a great addition and I know that will also be helpful.

Thank you,

Mike Polsky
Master Licensee Apple Spice Junction Los Angeles

Dear Terri,

Wow! You did it for us! Thank you so much for working so hard on the consolidation of our revolving debt. When we were recommended by a conservative bank to call your company, we were very surprised. Most conservative banks are not so eager to guide you to a more "unconventional" way of financing your debt. We were skeptical because we had already been turned away by so many banks. You had us on the right track within a week of us providing you with the proper information! Now three weeks later we are finally consolidated! Our life will be so very different now & we can finally get this debt under control so we can pay it off!

Thank you again Terri. You really stayed on top of our situation & kept in constant contact with us. We could not have done it with out you!

Sincerely,
Melissa & Bill Cook
Market Pointe Interiors

Sir:

I'd like to take this opportunity to thank you and more specifically Ms. Karen Steele for the very professional and more importantly expert support, advice, and mentorship in the successful pursuit of a Small Business Administration Loan for the start-up of our new Carvel Ice Cream Store business.

Karen made the very important and difficult process almost painless. I felt confident from day one that we would be successful!

I would strongly recommend your company for anyone pursuing an SBA guaranteed loan - they know how to get the job done

R/Larry Patrick

To Mr. Steele:

I wish to thank the both of you and your business for assisting me in acquiring finances for my Inches-A-Weigh store in Chicago. It was truly an uphill battle to acquire the funds, it took over 6 months to get the financing, but Don and Karen hung in there with me. They helped me write a great business plan and several banks expressed interest in a women's weight loss and exercise center, but was not willing to commit the funds due to my lack of experience in the industry and lack of capital. The banks and SBA were simply not willing to give me a chance, Don and Karen found a bank, First Indiana, which allowed me to utilize up to 90% of my remaining home equity to acquire the business funds. I would not be opening my store now without their assistance.

Thanks so much,
Arlene Brown

Dearest staff:

When I first contacted your organization, I had no experience in starting up a business. With your help and guidance, I was able to accomplish things that I never thought I would be able to do. The complexity of learning all about business plans, financing, and paperwork were overwhelming for me, but you and your staff were wonderful in guiding me through all the steps required for me to achieve my goal of becoming a self-employed businessman. Now, with all that stuff behind me, I am following through with the construction of my very own business ... a franchise coffee house called "It's a Grind." I want to thank you for all the effort and support you've provided in helping me achieve my dream of being a business owner. I could not have done this without your assistance and knowledge ... thank you so much!

Sincerely,
Ed A., Highland, MI

Working with you on the Home Mortgage Line has been an excellent experience. Karen, you proved to be timely, informative, and responsive at all stages of the process especially when things bogged down at one point with the lender. You listened and got it on track again.

Thanks to you, a Ubuildit of Grand Rapids is a reality!  Kudos to you. Please feel free to use this note or any part of it.

Sincerely,
Martin M.

To Whom It May Concern:

I would like to recommend Don and Karen Steele for any financial or business needs. My wife is a teacher and I am a registered nurse, but we had always wanted to own a business. Don and Karen Steele were with us from the beginning giving us guidance in forming a corporation and information to help us set up the business properly. They guided us in obtaining financing for our new business.

I would encourage anyone who is starting out in business to contact Don and Karen. Don and Karen Steele were very instrumental in helping us to secure our first small business loan. They guided us step by step in the process and were always available for our questions. Their council was primary in the securing of our loan. I would highly recommend them for any financial or business effort.

Sincerely,
Patrick and Cynda O.

Mr. Steele:

We have just opened our 3000 square foot Huntington Learning Center, after a 9 month project that involved some very creative thinking. We cannot begin to thank Karen Steele and her staff for all that they have done to assist us in securing the financing that we needed to complete this project. From the start, our case was a bit unusual. It was apparent from the beginning that this company was armed with tremendous knowledge of the ins and outs of SBA financing, coupled with a keen sense of predictability when it comes to lenders and what they are going to expect.

Karen was with us all the way, calmed us when we were stressed, and provided assurances all through the process that everything was in place and would come through. In addition to that, we developed a comfortable rapport over time that made the process overall very pleasant. There was not a time of day that was too early or too late for getting questions answered or issues ironed out. Karen walked us all the way through the application process and made sure that we had filled everything out properly so that there would be no backtracking later on. Her advocacy was phenomenal and Karen got questions answered and concerns addressed very efficiently.

The SBA process is, to say the least, most complicated. We could not have done this on our own and what we have learned through the process has been invaluable. Now that the project is completed, we are already talking about our second center. Without question, we will use this company for our financing needs in the future. And without hesitation, we will recommend their services to any of our colleagues or friends who may be looking for business financing.

Thank you to everyone who worked on our behalf. You have taken part in a life-changing experience for us and all that you have done is profoundly appreciated.

Silvio and Ellen Ransons,
Placentia, California

Dear Mr. Steele:

I am writing this letter in reference to our business dealings with Terri Salerno. My husband and I are starting a Certa ProPainters franchise and were given Terri's name by our corporate office. We needed to obtain financing for the start-up of our company.

Terri was extremely helpful and professional from the start. She guided us as we put together a business plan and financial projections, to be presented to financial institutions for an SBA loan. We worked closely with Terri on these items, making changes and revisions until we had a formal, professional plan for presentation.

We were on very tight deadlines, and Terri worked hard to stay in close contact with us and keep us informed at every step of the process. Unfortunately, our package was very difficult to market, based on our own individual circumstances. When we were getting close to our start-up date, Terri re-assessed our package and came up with several creative alternatives. Within forty-eight hours we had more capital than we had initially expected.

I would highly recommend Terri's services to any individual looking for business funding. Having no entrepreneurial experience, the initial phases of business development, planning and funding can be overwhelming. Terri made sense of it all for us. We had the experience of a seasoned professional, and did not have to suffer the delays that come with making mistakes had we done it on our own. Terri Salerno provided everything we needed to get financially up and running.

Sincerely,
Jennifer Bacak
President, Certa ProPainters of the Treasure Coast
132 Captiva Cove, Stuart, FL 34994

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